Dec 162021
Commercial property insurance and general liability insurance are the two most common forms of insurance coverage that a business needs, and the two are frequently combined into a single business owners’ policy or BOP. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. These include claims of bodily injury or property damage.
BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees.