TEXAS COMMERCIAL LIABILITY SERVICES specializes in insurance for plumbers, electricians, HVAC technicians, framers, and most other artisans engaged in service, repair, and construction, to include policies for: General Liability, Workers’ Compensation, Commercial Automobile, Equipment, Umbrella/Excess, and Pollution.

If you are needing an insurance quote in Texas, contact us today. Texas Commercial Liability Services can help your business get to work, safe in the knowledge that your insurance needs are being met.

KNOW THE DIFFERENT TYPES OF BUSINESS INSURANCE POLICIES AND WHAT THEY COVER:

• GENERAL LIABILITY INSURANCE covers liability lawsuits over third-party injuries, third-party property damage, or advertising injuries like defamation or copyright infringement.
• COMMERCIAL AUTO INSURANCE covers medical expenses, property damage, and legal bills if your business vehicle causes an accident.
• WORKERS’ COMPENSATION INSURANCE will pay medical expenses and lost wages for work-related injuries or illnesses. Coverage usually includes employer’s liability insurance that protects against employee lawsuits over negligence.
• COMMERCIAL PROPERTY INSURANCE pays to repair or replace stolen, lost, or damaged business property, including your office or workspace, inventory, equipment and furnishings.
• BONDS A surety bond is a legally binding contract entered into by three parties—the principal, the obligee, and the surety. The obligee, usually a government entity, requires the principal, typically a business owner or contractor, to obtain a surety bond as a guarantee against future work performance.