Are My Tools and Equipment Covered?

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This is perhaps the most commonly forgotten part of protecting your business. Many have the misunderstanding that Commercial Auto will cover items stolen from your work vehicles or General Liability will cover equipment stolen from the jobsite. Wrong! Tools and Equipment will only be covered on a Tool & Equipment Policy. Usually we will need the bulk value of all your hand tools and small equipment. Then separately we will need an itemized list of all tools or equipment valued over $1500. On this list you will need the name, make, model, value and serial # for each item. We have some excellent prices to offer you!

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