Terms of Service

By accessing or using this website (the “Site”), operated by Texas Commercial Liability Services (“we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with any part of these Terms, you should not access or use the Site.

This Site provides information about commercial insurance products and services for Texas contractors and businesses, and allows you to request quotes, certificates of insurance, and related information. We are an insurance agency that helps connect contractors with insurance carriers and coverage options. We are not a single insurance carrier.

Submitting a quote request, contact form, or certificate of insurance request through this Site does not purchase, bind, alter, or extend any insurance coverage. No insurance coverage is in effect until an insurance carrier accepts your application, you pay the required premium, and a policy or binder is issued. Any premium estimates or ranges shown on the Site are general examples only and are not a quote, offer, or guarantee of coverage or pricing.

We strive to keep information on this Site accurate and current, but insurance requirements, statutes, and carrier guidelines change frequently. You are responsible for confirming any coverage requirement, licensing rule, or compliance detail with the appropriate carrier, authority, or legal advisor before relying on it.

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site. You agree not to misuse the Site, submit false or misleading information in a quote request, attempt to gain unauthorized access to any part of the Site, or introduce viruses or harmful code.

All content on this Site, including text, graphics, logos, and layout, is owned by or licensed to us and is protected by intellectual property laws. You may view and print pages from the Site for your personal, non-commercial use. You may not copy, reproduce, republish, or distribute Site content without our written permission.

The Site may link to third-party websites or reference third-party insurance carriers, products, or services. We do not control and are not responsible for the content, accuracy, or practices of third parties. Insurance coverage availability, terms, and pricing are determined by the issuing carrier, not by us.

The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that any information is complete, accurate, or current.

To the fullest extent permitted by law, we and our affiliates, agents, and licensors are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of or inability to use the Site or any reliance on Site content, even if advised of the possibility of such damages.

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

We may update these Terms from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising from your use of the Site shall be resolved in the courts located in Tarrant County, Texas.

If you have questions about these Terms, you can reach us by phone at 817-861-1201 or by email at cs@txcommercialliability.com.